Affordable Care Act (ACA) Information

Affordable Care Fast Facts

  • Enrollment Web Address:
  • Passed in 2010
  • Requires U.S. citizens to have health care insurance or face penalties.
  • Mandates health care insurance providers cover a core list of health services.
  • Requires each state to provide Marketplaces or Exchanges where people can choose an insurance provider and a plan that fits their needs.


When can I enroll?

Open enrollment for the health care insurance marketplaces has now ended, except for major changes, like the birth of a baby. 


What if I have questions about enrollment?

If you need assistance with enrollment, Howard County has a local Affordable Care Act navigator that can answer your questions. Her information is below.


Nemmi M. D'Agostino
Bilingual Outreach Enrollment Assistant
3118 South Lafountain Street
Kokomo, IN 46902
Phone: 765-864-4160
This email address is being protected from spambots. You need JavaScript enabled to view it.


Additionally, please visit the Health Insurance Marketplace website at: ( for Spanish speaking patrons) or call:


24/7 Consumer Call Center / Marketplace Call Center
1-800-318-2596 (English and non-English speaking)
1-855-889-4325 (TTY Users)


The Health Sherpa Website: can also help with comparing plans before purchasing through the Marketplace. 


Need health coverage? The Health Insurance Marketplace is open! Apply Now

And the 2014 HCR Book Is ...


Orphan Train by Christina Baker Kline has been named the 2014 Howard County Reads book.


The book was one of 15 books in the running.


“We really think the people of Howard County will enjoy Orphan Train,” said Trisha Shively, head of the committee. 


Howard County Reads exists to cultivate a love of reading and to promote a sense of community by encouraging everyone from high school students to senior citizens to read the same book.


A committee evaluates each title and narrows the list to the top 15 books that are well-written, character-driven, not too long, interesting for a wide variety of readers, and available in paperback. Then the committee chooses one title from the top 15 to be named the Howard County Reads book for the year. The committee comprises staff from the Kokomo-Howard County Public Library, Greentown Public Library, Indiana University Kokomo Library, The Symposium, and the public.


Baker takes the story for Orphan Train right out of pages of history. The fictional novel focuses on the 75 years (1854 to 1929) that the so-called orphan trains ran regularly from the East Coast to the Midwest, carrying thousands of abandoned children. They didn’t know their fate as the trains chugged along. Would they be adopted by a kind and loving family, or would they face a childhood and adolescence of hard labor and servitude? Orphan Train is about an Irish immigrant orphan, Vivian Daly, who remembers the Orphan Train as she returns later in life to the East Coast. But up in her attic are trunks filled with reminders of her turbulent past. Seventeen-year-old Molly Ayer, a Penobscot Native American who has been in and out of foster homes and has been ordered to do community service, is assigned to help Vivian sort through the trunks. As the two work, Molly discovers that she and Vivian aren’t all that different, being raised by strangers and having questions about the past.


Now that the book has been selected, the Howard County Reads committee will begin planning programs and an author visit. Look for more announcements in the coming months.


For more information, please see the website at


DMV Practice Tests

DMV Tests banner

The Kokomo-Howard County Public Library Announces Partnership with; Innovation in Driving Education, Driving Tests Availability for Patrons

The Kokomo-Howard County Public Library is pleased to announce a new partnership with, one of the nation’s top sites for driver’s license practice tests. The partnership will strengthen the library’s mission to be a vital gateway to information., a company dedicated to driver safety and education, offers free DMV practice tests to library patrons. The new service includes free tests, written specifically based on the state DMV materials, and is the only site of its kind to include accessibility tools that allow users to hear selections read aloud, make them into MP3s, translate pages into other languages, magnify text, and mask sections of the screen for greater visibility on driving practice tests.

Availability and accessibility is important to the creators of, as the site is designed to help new drivers study state manuals and take driving practice tests based on the real DMV written exams. This partnership allows the Kokomo-Howard County Public Library to harness the power of’s specialized practice exams to turn new drivers into safer drivers.

The new program will work as an outreach for several valued groups of patrons, such as teens, those with disabilities, those who participate in the library’s programs for seniors and need to take a renewal exam, and patrons at every other stage of life.

“We also have partnerships with hundreds of libraries and schools across the nation, devoted to creating safe drivers,” says’s founder, Andrei Zakhareuski. “Our partners value information and accessibility – the same values we have, and ones that lead to safer roadways.”

For our new partner site, please visit

HOOPLA: Free Mobile & Online Movies, TV & More

What’s all the “Hoopla” about at the Kokomo-Howard County Public Library? Another FREE service for patrons!


First KHCPL provided patrons with free ebooks through Overdrive. Then KHCPL subscribed to Freegal to give each card-holder up to five free weekly music downloads they could keep. Then the library subscribed to Zinio to allow you to use any internet-enabled device to read more than 80 magazines regularly. Now with its partnership with Hoopla, your library card along with a browser, Android, or iOS gives you access to thousands of movies, TV shows, music albums, and audiobooks — FREE! 


“It seemed only logical to provide mobile and online access to television shows, movies, and more considering society’s increasing use of technology,” said Tammy Keith, Head of KHCPL’s Collection Management Department. “We especially like that Hoopla is available to you wherever you go. You could watch movies on your iPad while on vacation, watch an episode of a sitcom TV show while waiting for your kids to finish practice for an upcoming game or performance, or read a book in a doctor’s office or hospital waiting room — anywhere life takes you.”


KHCPL went live with Hoopla today. Each patron may download up to six free titles each month.


“What we really like about Hoopla is that we can also offer patrons an extensive catalog of educational materials, children's titles, foreign films, and other hard-to-find content not offered anywhere else,” said Faith Brautigam, Director of KHCPL.


For example if you search movies, along with categories such as “New and Notable” and “Award Winners & Nominees,” you’ll find “Homeschooling,” which offers Cleared for Takeoff. Homeschoolers learn about flight with Captain Herb, a United Airlines pilot. He takes kids from the control tower to the maze of baggage handling, from giant jets taking off and landing to a front row seat in the cockpit of an in-flight Boeing 747 jumbo jet.


During a music search, you’ll find collections that provide 100 songs or more that only count as one borrowed item: 100 Great Symphonies, The Hot 100-Country Classics, and 100 Toddler Favorites.


Audiobook categories you’ll find when searching include “Business & Career.” And under television among other things, you’ll be able to watch documentaries, and British and classic TV shows.


Hoopla currently has thousands of selections available. It adds new content weekly and is working with studios and publishers to offer even more. 


You can check out movie and TV content for 72 hours, music for 7 days, and audiobooks for 21 days. 


To get started, go to and click on the Hoopla icon. Remember to have your KHCPL card in hand to sign up.





The Kokomo-Howard County Public Library is hosting its first Rudolph Family Fun Run at 9 a.m. on Saturday, Dec. 6, at KHCPL Main, 220 N. Union St.!


It's a 5k run/walk for all ages and abilities. Dogs welcome. Just make sure your dog is current on vaccinations, well controlled, and on a leash.


Ticket price includes a shirt and a medal for each participant. We have youth, adult, and plus sizes. (There is an additional $2 fee for 3XL, 4XL, and 5XL shirts.) Trophies will be awarded, and we have door prizes!!!



Buy your tickets online* TODAY and save money:

* does charge a very small processing fee.


You can also register, purchase tickets, and sign the waiver at any KHCPL location:

* KHCPL Main, 220 N. Union St.

* KHCPL South, 1755 E. Center R.

* KHCPL Russiaville, 315 Mesa Dr.


Registration fees:

•$25 from Nov. 15 to day-of registration on Dec. 6

Family discount!!! Family of 3 or more is …

•$60 from Nov. 15 to day-of registration on Dec. 6

(PLEASE NOTE: If you register between Nov. 15 and the day of the event, you will receive a shirt, but we cannot guaranteed we’ll have your size in by the day of the run/walk. If not, you are welcome to pick it up later.)


Online registrants must sign and return the legal waiver (download the PDF below) and either email it to Lisa Fipps at This email address is being protected from spambots. You need JavaScript enabled to view it. , mail it to Lisa Fipps, KHCPL Main, 220 N. Union St., Kokomo, IN 46901, drop it off at any KHCPL location, or submit/sign on the day of the Rudolph Family Fun Run.





•Dogs welcome. Must be current on vaccinations, well controlled, and on a leash.

•Day-of registration begins at 7:30 a.m.

•Those who have registered before the event can pick up packet, including shirt and bib number, between 7:30 a.m. and 8:45 a.m., inside the library.

•Race will start at 9 a.m.

Kokomo High School choir members will serenade you at the half-way point and encourage you to finish strong.

•After the race, participants can nosh on healthy snacks.

•Dr. Joshua Kluetz, DO, a board certified osteopathic family and sports medicine physician with Community Sports Medicine, speaks at 10:15 a.m. about how to improve your 5K time and how to train for minis, marathons, and triathlons.

•10:45 a.m., door prize drawing. We have 10 door prizes, thanks to sponsor Community Howard Regional Health, including 2 Garmin Forerunners and other goodies from the BlueMile store! SEE IMAGES BELOW! Must be present to win. Then the trophies will be awarded. Trophies, sponsored by Salin Bank, will be awarded to the top overall male and female finishers in the run and in the walk, and to the top male and female finishers in each of the following age groups: 0-12; 13-19; 20-29; 30-39; 40-49; 50-59; 60+.

•Results will be posted at

•Photos will be posted on the KHCPL Facebook page.



Dr. Joshua Kluetz, DO is a board certified family and sports medicine physician with Community Sports Medicine. He serves as team physician for partner schools.

Dr. Kluetz received his undergraduate degree from North Park University and his medical degree from Midwestern University Chicago College of Osteopathic Medicine. Dr. Kluetz's residency and sports medicine fellowship were completed at Resurrection Medical Center in Chicago.

Endurance athlete care and injury prevention is one of his areas of special interest. Dr. Kluetz is a member of American College of Sports Medicine, American Medical Society of Sports Medicine, and American Academy of Family Physicians.

An avid sports fan and participant, Dr. Kluetz has served on numerous medical teams in providing medical coverage for the Chicago Marathon, and Ironman World Championship. Dr. Kluetz was the team physician and served on the sideline and training room for Northwestern University, North Park University, Whitney Young High School, and New Trier High School.

Originally from Minnesota, Dr. Kluetz is married and has two children. During his free time he enjoys training for running and cycling events.


Call Lisa at 626.0807 or email her at This email address is being protected from spambots. You need JavaScript enabled to view it. to be a part of the community and holiday fun!


THANKS TO OUR SPONSORS: KHCPL, Community Howard Regional Health, Friends of the Library, Salin Bank, Western PTO




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